Employment Practices Liability Insurance (EPLI)

The U.S. Equal Employment Opportunity Commission (EEOC) announced that a record number of discrimination charges were filed in 2010.

This news further strengthens the notion that a business is more likely to have an Employment Practices Liability claim than a General Liability claim. This also marks the first time that retaliation has surpassed racial discrimination as the most filed charge.

As the number of discrimination claims filed by employees continue to rise, it is becoming more important than ever for employers to protect themselves. Even if the employer did nothing wrong and had the proper training and procedures in place a suit can still be filed and the employer will still have to pay for legal defense. If an employer says they can’t afford EPLI then they really can’t afford a lawsuit with an average defense cost of $50,000.

Download our EPL Application to begin the steps toward protecting your business.