At FosterThomas, we are an employee benefits brokerage in Maryland, Virginia, and Washington, DC, that is committed to understanding and managing your unique employee benefits while being mindful of sustainable cost management for your business. It is our mission that through our employee advisory services and extensive strategic planning and collaboration, you will begin to see continued growth and retention, as well as an increase in performance.

Since 1993, FosterThomas has delivered cost-effective and proactive custom employee benefits solutions. We address these through the design and delivery of the perfectly compiled benefits package that will ultimately help you to attract and retain employees. Additionally, our custom benefits solutions can implement alternative funding methods as well as wellness & risk management ideas to contain health care costs.

As an employee benefits brokerage, our employee advisory services consist of strategic planning, premium containment and renewal activities, technology insight, regulatory compliance and HR consulting, and benefits administration support. Each of these services contain a variety of specific objectives that have proven to be effective in the workplace through research as well as trial and investigation.

Our Employee Benefits Advisory Services:

Strategic Planning

  • Development of multi-year strategic plan
  • Cost containment strategies – consumerism, utilization and medical management, plan funding analysis (fully insured vs. self-insured/self-funded)
  • Employee Benefits Plan design analysis to maximize benefits value
  • Creative ancillary and voluntary benefits solutions
  • Benchmarking, surveys, health care and claims utilization trends
  • HRIS and online enrollment analysis

Premium Containment and Renewal Activities

  • Complete bidding – leverage our strong carrier relationships and preferred brokerage status
  • Vendor management, evaluation and selection
  • Early and customized renewal evaluation
  • Premium employee contribution modeling and dependent audits


  • Benefit Administration Systems
    • Integrated Vendor Online Enrollments
    • EDI Integration
    • Payroll Connectivity
    • 1095 Integration

Regulatory Compliance and HR Consulting

  • Health Care Reform/ACA, COBRA, FMLA, ADA, ERISA, HIPAA
  • FORM 5500 Preparation
  • COBRA Administration

Benefits Administration Support

  • Carrier liaison: Billing, eligibility management and enrollment
  • Customer services employee and management support
  • Employee health advocate – Claims resolution assistance for employees
  • Comprehensive plan implementation and renewal management
  • Employee communication, plan promotion, orientations

For additional information about how you can incorporate our employee benefits advisory services into your business model, reach out to an advisor today.

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