We are committed to understanding and managing your unique employee benefits needs while being mindful of sustainable cost management for your business.

Since 1993, FosterThomas has delivered cost-effective and proactive custom employee benefits solutions. We address these through the design and delivery of the perfectly compiled benefits package that will ultimately help you to attract and retain employees. Additionally, our custom benefits solutions can implement alternative funding methods as well as wellness & risk management ideas to contain health care costs.

Our Employee Benefits Advisory Services:

Strategic Planning

  • Development of multi-year strategic plan
  • Cost containment strategies – consumerism, utilization and medical management, plan funding analysis (fully insured vs. self insured/self-funded)
  • Employee Benefits Plan design analysis to maximize benefits value
  • Creative ancillary and voluntary benefits solutions
  • Benchmarking, surveys, health care and claims utilization trends
  • HRIS and online enrollment analysis

Premium Containment and Renewal Activities

  • Complete bidding – leverage our strong carrier relationships and preferred brokerage status
  • Vendor management, evaluation and selection
  • Early and customized renewal evaluation
  • Premium employee contribution modeling and dependent audits

Regulatory Compliance and HR Consulting

  • Health Care Reform/ACA, COBRA, FMLA, ADA, ERISA, HIPPA
  • FORM 5500 Preparation
  • COBRA Administration

Benefits Administration Support

  • Online enrollment solutions
  • Carrier liaison: Billing, eligibility management and enrollment
  • Customer services employee support and call center
  • Employee health advocate – Claims resolution assistance for employees
  • Comprehensive plan implementation and renewal management
  • Employee communication, plan promotion, orientations

HR Webcenter

  • BLR HR Library
  • Customized HR employee benefits web portal
  • Online communication solution
  • Summary Plan Description (SPD)
  • Rates, forms, benefits summaries, postings, newsletter and compliance updates
  • Employee handbooks, company forms and announcements

Individual Insurance

If you are looking for Individual Insurance, follow the banners below to generate a quote for yourself. If you have questions, contact us at 1-800-372-3626 and one of our Benefits Specialists will provide expert assistance.