In addition to a well designed and communicated Health & Welfare benefits package, employers need to regularly look at their employees needs regarding life & disability coverage. We have saved our clients hundreds of thousands of dollars in this offer overlooked and disregarded market. There are many options to review, (in particularly the disability contract language) and our consultants can bring the expertise needed to effectively design a strategy. It pays to protect your employees' income and your business's profits from the financial setbacks of a disability Nearly half of the one million Americans who filed for bankruptcy protection in 2000 did so after being sidelined by an unexpected illness or injury.*
*www.efmoody.com/insurance/disabilitystatistics.html
Group
- Life
- LTD
- STD (ensure compliance with all State mandates)
- AD&D
- Business Travel Accident
- International Expat Planning
Executive Plans
- Life carve out
- Disability carve out
- Long Term Care
Voluntary Plans
- Term Life
- Universal Life
- LTD buy-Up
- Short Term Disability
- Critical Illness
- Cancer
- Accident
- Long Term Care
- Disease management and wellness programs
Please contact us or submit a quick request for solution details.